
This may be the beginning of a brand new direction for you? And …..if you are married…and if you have children…. you bear a load of responsibilities every day to them….to your other family members…. your employment and your surroundings……but….DON’T forget yourself. !
DON’T…gamble with time…..thinking you can outlive it ?
DON’T…gamble with the thought that you are too young to be concerned about the drafting of a Family Will, ? That document, (reviewed every 2-3 years ) will be your only roadmap for the future of you…AND your family….from today on.!
DON’T…think that you are incapable of gathering all the important family papers ( birth certificates of all, marriage licenses, mortgage documents, other important registrations,) because you are NOT . Pick an evening with your spouse to sit together to write out the information. These will be the directions as to what you both want to have happen for the future of your family……..and PS. DON’T forget to register the location of where that Will is going to be kept. !
DON’T…ever gamble with your tomorrows….by worrying what happened yesterday. last week, last month, or last year. ?
DON’T…gamble with the unexpected…….there will be some unexpected things that will happen anyway.
DON’T…gamble with your health ever. Respect your body by supplying it with the proper nourishment. ?
DON’T…leave ANYTHING….TO CHANCE. !
DON’T….ever forget annual medical’s…..because your personal good health, is the anchor that control”s your family. Get check’s for silent creeper’s like diabetes, heart, stroke, tumor’s, anueryisms etc……BE IN THE KNOW ABOUT THE CONDITION OF YOUR HEALTH, because Health and Will”s can sometimes be partners.?
Contact the Canadian Diabetes Association for helpful information for healthy eating. The other health associations will gladly provide valuable information as well. You will emotionally benefit from the knowledge of knowing you are on the right track.
DON’T ………INVITE STRESS. !
A “LIVING WILL “, is a document containing your written instructions about what level of medical treatment you want in the event that you are unable to express your own wishes verbally.
You may want all possible measures taken to keep you alive……or you could instruct that nothing be done to keep you alive. You could be very specific about what treatments you want, depending on your condition.
Living Wills enable people to make their own decisions……and it is a good idea to review your thoughts about your living will with your doctor. The doctor can insure that you have understood the choices that you have made and that the instruction directive is suitable for your own health situation. Some Living Wills specify directions pertaining to organ donations as well.
DO I NEED A LIVING WILL IF I HAVE A LAST WILL AND TESTAMENT,?……..the legal profession says ….YES…… Your Last Will and Testament deals with matters of property. and your Living Will deals with your health and personal care. Living Wills are used during your life and may be modified whenever your situations change. Your Last Will and Testament only becomes active upon your demise.
Much like a Family Will, it is a very good idea to review and update your Living Will from time to time, (at least every two to three years ), because advances in medical science could make today’s heroic measures tomorrow’s routine procedures.
The final urgent point to remember……is to Register the location of where you will keep these WILLS and your other important documents so they can be easily located when needed.
One thing you can’t recycle…..IS TIME, and you lie the loudest….when you lie to yourself and your family that you don’t need a Family Will.!
The happiness of your life depends on the quality of your thoughts, but one thing you can give and still keep….is your word. Especially your WRITTEN WORDS IN A FAMILY WILL.
If you lack the courage to start that planning…….you might have already finished because your intentions won’t work at it unless you do. Your mind is like a parachute…..it functions only when open.
But…..you have to be interested in laying out a game plan to insure peace of mind for your spouse and family, when you may not be here to guide them.
Drafting a will can be a daunting undertaking, but the process is actually quite simple. Many people are more than capable of writing a legal will, but if you decide to go this route, it is advisable to consult a legal professional to ensure that everything was done correctly. Here is the basic procedure for preparing your will:
~Create a clear and concise title
~Clearly identify yourself and the intent of the document
~Name an executor
~Name a guardian for children who are minors
~List the beneficiaries
~List your assets
~Specify your bequests
~Specify funeral arrangements
~Sign the document
~Have witnesses sign the document (at least two, but possibly more to be safe)
~Number the paragraphs
~Have the document notarized (optional in most areas, but still a good idea)

For the vast majority of people, wills are the most important legal documents they will ever deal with. Whether you are deciding whom to bequeath your belongings to or allocating assets according the wishes of a lost loved one, wills are the vehicle for ensuring that descendants receive their share of a family’s assets. Unfortunately, many people neglect to draft their will, which can lead to confusion upon death.
When planning your will, it is important to develop a comprehensive list of your assets and those you wish to bestow your belongings to beforehand. This will ensure that nothing and nobody is forgotten. Many people also choose to set aside funds to cover funeral costs and other expenses, which can put a strain on family members.
Will you too…..? The day when you realize that you have to pull together loose details about Wills, Debts, Taxes, inheritances and anything that involves your wealth and earnings.
Tackle these things that you have been putting off for too long.
Re-organize your priorities. Get better organized again. While starting over again, might be impossible, you certainly can start today to re-focus on your goals to end up in a better position with your wealth.
Most people are somewhat shocked at this time of re-assessement, not having realized how well they are doing in spite of no special planning.
Families without any game plan, usually end up loosing more of their accumalated wealth foolishly.
If necessary, demand attention this week to address your family’s future.
That ………will require planning your estate and needing a family Will drafted, if that had been one of your loose ends.
While wills have been established as a necessity for anyone prior to passing, living wills is a relatively new topic that it getting a good deal of media attention. As opposed to regular wills, which are enacted after a person dies, a living will gives instructions on what actions should be taken in the event that a person is no longer able to make life-determining decisions. Usually this is when a person is incapacitated in some manner.
Some living wills layout detailed plans for how to act in certain scenarios, while others authorize an individual with the power of attorney or health care proxy. This allows people to have trusted friends, family members or professionals make decisions on their behalf. The ubiquity of living wills was highlighted when President Obama announced that he had one, the first US President to do so.

Power of Attorney
How,….. and Who,……. should I select to represent me as my Power of Attorn It is highly recommended that you do not act on your own. Direct any questions about these powers to a competent lawyer, financial planner or notary of your choice for this legal advice.
An appointed Power of Attorney: Is one who is legally appointed to transact business on another’s behalf with legal or official authority.
Types of Power of Attorney: General Power of Attorney, Medical power of Attorney, Financial Power of Attorney, Durable Power of Attorney, and Your Health Care Proxy.
General Power of Attorney information next.

Will
You revealed that you had talked a little about preparing a Will for your family before the untimely passing of your partner caught you off guard.
Now then, is the time to finalize your action plan for you and your family. You will have learned by now that you can watch over other people, but you can’t make choices for them. Before you are stressed to the brink of mental exhaustion with doubts about what to do next, it is now time to act.
No more talking. It’s time now to prepare for a lifstyle change.
Your self-management skills that you have developed over the years can be a major boost to ease the path of living after the death of your loved one. When people use self-management talents, they most often gain confidence and the motivation needed to cope with the daily challenges of living and protecting the remaining family assets.
For helpful peace of mind, call your insurance agent, financial planner, lawyer or notary and arrange to work with whomever you choose to finalize the Will planning that you never got done before. The initial conversations with these professionals is usually free.
Children who experience the death of a parent or relative before they are 11 years old are three times more likely to develope psychological symptoms than those who experience their first trauma later.
Children are able to cope better with a traumatic event if parents and other adults support and help them with their experiences during their child guardianship.
Things Parent(s) can do to help their children:
Help should start as soon as possible after the event. Right away talk with children about how they are feeling. Assure them that it’s okay to have those feelings. Help children learn to use words that express their feelings, such as “sad” or “angry” and “sorrow”. Children should not be expected to be brave or tough. Tell them it’s okay to cry. Don’t give children more information than they can handle about any event. Assure fearful children you will be there to care for them _ _consistently reassure them. Spend extra time with your children at bedtime. Allow children time to grieve losses. Help your children regain faith that their tomorrows will be better. Make sure your children eat properly and get enough rest thru this period.
Children may exhibit the following behaviors after a trauma?
Be afraid the event will reoccur. Become easily upset. Revert to earlier behavior (bed wetting, thumb sucking). Become afraid of wind, rain, or sudden loud noises. Worry where their family will live. Want to stay close to a parent. Have symptoms of illness, such as headaches, vomiting or fever. Change from being quiet, obedient and caring , to loud, noisy and aggressive or change from being outgoing to shy and afraid. May easily lose trust in adults.
It is important to remember some children may never show distress, while others may not give evidence of being upset for several weeks or even months after such a family emergency. Other children may not show a change in behavior, but still need your help. A wise parent will watch for any symptoms for two to four months.