Archive for February, 2010
Guardianship
Certainly need proper training on how to handle it.
ChildGuardianShip is important in dealing with Children with Diabetes.
The American Diabetes Risk Test day is set for Tuesday, March 23rd.
Take the test to determine if you have TYPE 2 Diabetes please.
Only 29 DAYS LEFT to find out where you will take your TEST !
The worlds wills locations registry.
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Another estate planning vehicle available for consideration!
While there will be the need to perform a trust administration after your death, the assets in your Living Trust avoid the delay and cost associated with the death probate process.
There will be no probate legal professionals fees or court costs.
Because probate is avoided, your estate planning goals will not be subject to public scrutiny as is often the case in probate proceedings. A Living Trust provides privacy. Because Probate is a public process, anyone can find out how much you had,to whom you left your assets, and other information about you. They do not even need a good reason. They could be nosy neighbors or jealous relatives, or people with unscrupolus intentions.
With a Living Trust, there is no need for direction or assistance from the probate court or probate legal professionals. Your Trust will completely eliminate these unnecessary costs.
Most important of all, is that your estate can be distributed instantly at your death, because there are no judges nor bureaucrats to please.
Only 30 days left to contemplate getting your Diabetes Risk Test on Tuesday March 23rd, American Diabetes Association test day !
ABOUT DIABETES TYPE 2 ?
THIS IS A SILENT BODY KILLER IF LEFT UNKNOWN, AND AN ALARMING NUMBER HAVE IT !
AVAIL YOURSELF TO THE DIABETES RISK TEST DAY PLANNED FOR TUESDAY MARCH 23RD.
YOU WILL BECOME ONE HAPPY CAMPER WHEN YOU FIND YOU ARE NOT AT RISK.
probate
Do I need to worry about estate planning ?
YES…YES…YES. While your estate under any exempt amount is free from federal estate taxes, you will probably not avoid a living probate if you become disabled or a death probate when you die.
Remember, probate and federal estate taxes have nothing to do with each other.
Estate taxes are paid to the federal gonernment for the right to transfer property at your death.
Probate fees and costs are paid to the probate court, legal professionals and representatives of your estate for supervising the administration of your estate and distributing assets to your beneficiaries.
There may be a state death or inheritance tax on estates that are much smaller than those exempted from federal estate tax.
Meet and discuss with as many professionals as possible as you prepare to address your estate planning and heed their counsel ,
Akso on your planning calender, mark Tuesday March 23rd. The day you can get a DIABETES RISK TEST. Only 31 days left.
NO…NO…Not getting married ? Well, it shouldn’t be. but as we all know, the risks keep getting higher and higher and way too many are ending prematurely!
Divorce does not revoke an existing WILL. !
However, a new marriage DOES.!
One of the many existing ways that contribute to marital breakdowns, is LACK OF COMMUNICATION ! Remarkable but true !
Communication is vital in any endeavor, and especially in marriage, and marriage with families !
One of the most difficult communication connections is for spouses and families to openly discuss the welfare of family as they begin discussions about the family estate plan ! When the whole family is involved, these discussions may even be considered negotiations.
As difficult as it may be to discuss the prospect of death, one can save their heirs and survivors the ever more difficult prospect of litigation and family feuds through simple communication.!
History has shown that sometimes family relationships are irreparably damaged and siblings become estranged after the reading of the WILL ( if there was one,) when all the details are announced.
There are two ways families can deal with the topic of death: one is to openly talk about it: the other is to face reality that it eventually happens.
Not communicating or planning about will happen with the family estate , IS A RECIPE FOR DISASTER !
Families can help themselves when they consider having all the family meet to discuss the ESTATE PLAN to give them the opportunity to voice their opinions. Treat the session as a HOBBY, committing to meet to review the family WILLS every two years. Changes in legal and taxation laws, and possible changes in families necessitate these periodic reviews.
Keep everyone in the loop!
REMINDER……It is 32 days till the American Diabetes Association “ DIABETES RISK TEST “ on March 23rd.
In addition to the expense and frequent long delay of the probate process, a family may also be liable for death taxes.!
There are two types of death taxes in the USA. The federal tax and the State inheritance tax. Confirm with the gov’t officials in your area re their death tax procedure as you plan your estate and Will.
In the USA, the federal estate tax is one of the largest taxes a family will ever have to pay. !
It is a tax on your right to transfer property to others at your death.
Currently, in the USA. the federal estate tax rates are at 45% of every dollar in your estate over the amount of an exemption usually available. Always investigate your options in other countries.
Additional , most states have death or inheritance tax. !
To the programmed date set up by the American Diabetes Association of Tuesday, March 23rd for their national promotion of DIABETES RISK TEST !
Do you have the date marked on your calender ?
Will you organize your family group aqnd encourage them to each have this TEST completed please?
The World Registry of Wills is pulling for you. ?
About ten years ago I decided to draft up my will. Although I don’t have too much to bequeath to my loved ones, I know that taking the time to make these preparations will make it easier for them. At the time that I originally drafted my will, I was fairly certain that it was the only time that I would be forced to go through the process.
Unfortunately, family circumstances have forced me to rethink how I have divvied out my worldly possessions. Last year my youngest son committed adultery with his brother’s wife, and I felt that I no choice but to disinherit him from my will. Don’t get me wrong, I still love all of my children, but I don’t feel right about leaving my eldest with some of my few possessions in lieu of his conduct.
UNTIL MARCH 23RD, WHEN YOU CAN GET YOUR DIABETES RISK TEST !
THIS URGENT REQUEST IS OFFERED ON BEHALF OF THE AMERICAN DIABETES ASSOCIATION TO ALL NORTH AMERICAN CITIZENS.
TOO MANY PEOPLE DISCOVER THEY HAVE TYPE 2 DIABETES WHILE BEING TREATED FOR OTHER AILMENTS SOMETIMES!
WOULDN’T YOU LIKE TO KNOW IF IN FACT YOU DO OR DON’T HAVE TYPE 2 DIABETES ?
GET YOURSELF SOME PEACE OF MIND, AND FIND OUT FOR CERTAIN ON TUESDAY MARCH 23RD, 2010. !
THE INTERNATIONAL DIABETES ASSOCIATION CONFIRMS THAT THERE ARE PRESENTLY 285 MILLION DIABETICS IN THE WORLD, AND PROJECT THERE TO BE 480 MILLION BY 2028 !
THOSE ARE ALARMING NUMBERS.
TRY TO BE CERTAIN THAT YOU ARE NOT ONE OF THEM.
SHARE THIS REQUEST WITH ALL YOU COME IN CONTACT WITH BY MARCH 23RD PLEASE.
THE WORLDS WILLS LOCATION REGISTRY.
Some probate fees are calculated in such a way, that is unfair to some families !
Some States/Prov. sets the probate fees that your legal or personal representative can charge, and some allow any fees that the Court considers reasonable, without limitations. Others, limit the fees to a fixed percentage of the estate.
Either method is expensive !
At each spouses death, probate fees are possible depending on how title was held at the time of death. A married couple could pay some form of probate fees on the death of each spouse.
Many families are troubled at the way some States/Prov., arrive at the size of their estate.
Those areas that use the percentage of estate value method, their fees are calculated on the estate’s gross value and not the actual equity held.! This valueation method unfairly increases the size of the estate resulting in much larger probate fees.
Discuss the value of assets with your insurance agent, your banker, your legal representative and any others and let them help you lay out an estate plan that maximizes the results that will be left for your family.
REMINDER……Only 35 days left, until March 23rd. The get your DIABETES RISK TEST day, for your well-being.