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Don’t you expect to be dead very long ?
It is for certain that you love your wife/partner, and any children!
When you exchanged vows 2, 20, 40 years ago, you promised to look after your spouse until death do you part ? Remember ?Now, after 20 or more years of marriage with perhaps family now, your obligations increased substantially. Now you have to make protective decisions for several people and are obligated to draft future plans for your welfare and theirs. During this time you have accumalated several assets. A home, cars, furniture, perhaps a cottage, a boat, other recreational equipment, memberships, stocks and bonds and other obligations you are committed to.
BUT_ _ _ along comes the risk of an unfortunate untimely happening that might interfere with your best made plans!
Like having to buy Travel Insurance for a trip, you now need to draft a game plan that will insure that your spouse/partner/family can carry on in the event your life is cut short by illness or accident. At the very least, you should leave a hand-written letter of directions as to what type of legacy you are leaving. Until you get the chance to prepare a Legal Will with a lawyer, notary or financial planner of your choice, a hand-written temporary letter with your instructions and wishes is better than nothing at all.
Having taken those steps thus far, it is recommended to register where your hand-written document is going to be kept so it can be found when it is needed, and this can be done by having your Will registered with a world registry of wills database.