
That is a query made by many wives and family members far too often.
The law says, “ It is the sole responsibility of the testator ( will writer) to insure their most recent Will can be found!”
More than 30 years ago this blog writer chaired a family money management series with other advisors at the Pastoral Institute in Calgary, Alberta, Canada.
At those 6 weekly sessions for husbands, wives and family members over 16, we seperated and mixed all the members into different groups of families. The registrants included doctors, lawyers, carpenters, managers of various businesses, a varied cross section of the community.
Coming out of those sessions often revealed that many wives at that time didn’t know where their family banking was done, if they had a family lawyer and where, who their insurance agent was, etc. There were far too many negatives to mention in this blog, but the fact that most wives had no clue about most of those details because they said they thought their husbands had all the answers.
With 30 couples (some with teenagers) we tried to urge more wives to assert themselves more and demand to be in on the decision making of many of those important details!
Fortunately, and thankfully in today’s world, that has changed drastically for mothers, wives and families. To the extent, that many (if not most) now share the decision podium concerning family financial planning with their spouses.
In fact, it now seems that when planning for the family Will, “if mothers of the world don’t do it…. it may not get done.!”
80% of the world’s population are still without Wills, and the 20% that do, the legal profession agrees more than half cannot be properly executed because they cannot be found thusly incurring excessive legal search costs. Sometimes never to be found. Certainly, a LOST WILL is of no value.
To help individuals and families avoid or minimize prolonged grief , anxiety and suffering, there is an ONLINE “international and most prominent worlds wills locations registry” to seek out, where they can register the location of all of their important and valueable personal papers. Especially their WILLS so they can be readily found when needed.
As the law says, “ it is the sole responsibility of the testator to insure their most recent Will can be found.” GOOD lUCK.
With the lifestyle you presently have for them to date ?
or will they be left bewildered, anxious, depressed and in doubt about what to do next , because you didn’t leave final instructions for them with a Will ?
Until you get your Will drafted, there is nothing more pressing for you to do today.! That’s how important it is.
Then, follow up that task by going on-line to register the location of where your Will is going to be kept so it can be easily found when needed.
A Worlds Wills Location Registry can be your family’s greatest companion.
The AAEPA is the American Academy of Estate Planning Attorneys, and the NAELA is the National Association of Elder Law Attorneys.
Attorneys who are members of the above organizations can offer an extremely wide range of benefits to their clients. They can provide their clients with access to a nationwide network of qualified attorneys who can assist them with out-of-state transfers of title, provide help should they move to another USA State, or simply offer a referral to an out-of-state friend or family member who needs estate planning help.
The Academy and the Association provides its members with substantial legal, technical, and practice management support to insure they provide high quality estate planning services to their clients.
The American Bar Association and the American Law Societies, as well as the Canadian Law Societies and the Canadian Bar Associations offer similar support to Canadian Lawyers.
Advocis is the national association in Canada for all the Canadian Financial planners.
This blog assumes the position that all individuals contemplating Health Care Proxy’s, Living Wills, Living Trusts , Family Wills and Wills for individuals should only do so with guidance of some of these individuals. It would not be uncommon to have an accountant, tax advisor, insurance agent as consultants as you prepare the in formation for the final draft OF ANY, OR ALL OF THESE DOCUMENTS.
Then, the very last step in the process of getting these valueable documents completed, is to then go on-line with a Worlds Wills Locations Registry and register where you are going to keep these important papers so they can be easily found when needed.
If these documents cannot be found when needed ( even after expensive legal searches), THEY WILL BE LOST FOREVER !
Directions for assistance are freely offered in several of these blogs, however, it does not offer legal, tax, financial or investments information. These blogs suggest individuals take the time to contact a lawyer, notary, trust officer, financial planner, insurance agent or credit union trust officer.
Every effort has been made to ensure that the printed research material used is correct, but we cannot guarantee its accuracy or completeness.
This blog urges individuals to consult with a personal accountant, a personal tax advisor and any of the above legal professional’s when they plan to draft their estate plans and Wills.
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The main part these blogs play is URGING everyone with a will (when drafted), is to register on-line the location of where their WILLS can be found when needed with a WORLDS WILLS LOCATIONS REGISTRY.
Many legal professionals agree, that registering that location with an on-line computer registry, could be even more important than the WILL itself because if a WILL cannot be readily found when needed,…..it becomes a useless document.!
If Mother’s Of The World don’t arrange to get the Family Will drafted, ….it won’t get done . Quite often.
With married couples quite often, the Family Will was a simple version where the Will simply states that the property and possession’s will be left to the surviving spouse. If children are involved, then the usual Family Will states that on the passing of the remaining spouse, the property and possessions are to be divided up between the family members.
While that is all encompassing , Wills today take on a far more detailed look and many clauses in the Will are more specific and detailed. Maybe an invalid spouse or child requiring special needs etc. ?
A legal professional will be of immense help as you contemplate drafting a Health Care Proxy and Family Will.
Remember, this is not a dooms day venture. Make this an excellent HOBBY venture to enjoy planning with your family members as you take inventory of accumalated possessios to date and discuss who is planned to get what.
Then, there are two important things to finalize.
1….Contact a Worlds Wills Locations Registry and register the location of where the Family Will is going to be kept so it can be easily found, because a Will that cannot be found, is of absolutely no use!
2….Make it a definet plan to update your Will every two years, because things can change rapidly in that time.
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Congratulations to those who went out of their way to get tested today to determine if they possibly developed Type 2 diabetes in the last while. Good Luck from the Worlds Wills Locations Registry.
But fail to act, too few have stumbled upon !
A LIVING WILL, and a FAMILY WILL.
It is very unlikely that you would want complete strangers deciding what to do with your assets after death.
But without a Living Will and a Family Will, the law in your jurisdiction and the probate court will make those final decisions instead, leaving your wife and family in a deplorable position until the probate process is completed. This can sometimes be as long as 2 to 3 yrs after the death.
Without any type of written directions for the family to follow, the transition into their future is in too much turmoil waiting for solutions from the courts.
We really know of no human who would want to put anyone through this anxiety deliberately, and yet so many do by default.
The legal professionals in the worlds complain that failure to complete a legal will and estate plan, is one of mankinds greatest faults.
For years they have urged, cajoled and promoted individuals to complete these two urgent tasks without too much success as more than 80% of the world’s population still do not have estate plans and wills completed.
Can you and your family start promoting this action amongst yourselves and friends so we can get more people to minimize the chaos and pain being suffered by so many as yet unprepared ?
Tuesday, March 23rd, is your chance to determine if Type 2 diabetes has sneaked up on you ? Only 10 days left.
Change……..is a definition of grace under pressure!.
The most powerful tool each of us have for change , is our ability to change ourselves !
Many people may not even realize that they change with the times. or the enviorement around them. Changes in their immediate family thru illness, death, marriage, births, work place etc.
Amazingly enough, an important change in attitude regarding Wills and Estate Planning has been coming from new daughter-inlaws and son- inlaws that come into families who heretofore had not spent little time contemplating the value and importance of leaving written instructions for the future and welfare of their own children.
REMEMBER…..THIS IS YOUR LEGAL WRITTEN DIRECTIVES…..of what you want to have happen for your spouse/partner, children and other family members when you are not here to guide them.
The questions one must answer is, what will happen to your house, cars, boats, property mortgages, investments and insurance policies , your underage children, and the future of all your children?
AND AS IMPORTANT………is to REGISTER THE LOCATION OF WHERE YOUR WILLS AND IMPORTANT DOCUMENTS ARE GOING TO BE KEPT.
REMEMBER….it is your responsibility to record WHERE your WILLS are going to be kept so they can be easily located when needed.
SEEK OUT A WORLDS WILLS LOCATIONS REGISTRY for directions.
“Until I viewed your blog information about some of the unbelievable losses due to expensive settlement costs of some individuals of the world, and how my private Will information could be so readily available if my Will goes thru probate. !” Robert K., Corporate Vice-President, Reno, Nevada.
Whether a newcomer to the world of interactive thinking or a confirmed procrastinator, the functional experience of many individuals represents just a fraction of all there is to know within this ever-evolving field of estate planning.
Accept the fact that you have limited knowledge of the proper steps to take and ASK for guidance. Many millions more are just like you !
Step into the batter’s box and enhance your performance in your current role as head of the household, and expand your opportunities to have drafted a proper Estate Plan for your loved ones.
Your LEGACY depends on it ?
UNTIL MARCH 23RD, WHEN YOU CAN GET YOUR DIABETES RISK TEST !
THIS URGENT REQUEST IS OFFERED ON BEHALF OF THE AMERICAN DIABETES ASSOCIATION TO ALL NORTH AMERICAN CITIZENS.
TOO MANY PEOPLE DISCOVER THEY HAVE TYPE 2 DIABETES WHILE BEING TREATED FOR OTHER AILMENTS SOMETIMES!
WOULDN’T YOU LIKE TO KNOW IF IN FACT YOU DO OR DON’T HAVE TYPE 2 DIABETES ?
GET YOURSELF SOME PEACE OF MIND, AND FIND OUT FOR CERTAIN ON TUESDAY MARCH 23RD, 2010. !
THE INTERNATIONAL DIABETES ASSOCIATION CONFIRMS THAT THERE ARE PRESENTLY 285 MILLION DIABETICS IN THE WORLD, AND PROJECT THERE TO BE 480 MILLION BY 2028 !
THOSE ARE ALARMING NUMBERS.
TRY TO BE CERTAIN THAT YOU ARE NOT ONE OF THEM.
SHARE THIS REQUEST WITH ALL YOU COME IN CONTACT WITH BY MARCH 23RD PLEASE.
THE WORLDS WILLS LOCATION REGISTRY.
ON BEHALF OF THE AMERICAN DIABETES ASSOCIATION, WE ARE ASKING FOR YOUR HELP ON TUESDAY MARCH 23rd, 2010.
THE AMERICAN DIABETES ASSOCIATION ENCOURAGES PEOPLE TO “ STOP “……. AND JOIN THE MOVEMENT BY TAKING THE “ DIABETES RISK TEST “…..TO FIND OUT IF THEY, OR THEIR LOVED ONES ARE AT RISK FOR DEVELOPING TYPE 2 DIABETES.
WE RESPECTFULLY REQUEST OF YOU TO SPREAD THE WORD TO FRIENDS AND COLLEAUGES.!
CONTACT THE AMERICAN DIABETES ASSOCIATION FOR YOUR FURTHER INFORMATION.
This will be valueable information for your Health Care Proxy or your Living Will information.